The Pros and Cons of Canceling Credit Cards
How does canceling card affect your credit card score? Adam Baker canceled all his cards and wrote about it. His credit score dopped only 10 points but he thought it may dropped more. His credit was...
View ArticleCredit Cards: You Can Live Without Them
I don’t own a credit card, and I am fine. Today, I read this post from fashion maven Gala Darling about she lives without a credit card, which makes it easier for to only spend what she earns. Gala...
View ArticleEMV Chips Making Credit Cards More Secure
To make credit cards more secure and prevent fraud, two U.S. banks, Chase and Wells Fargo, say they are switching over from the old magnetic-stripe technology used to store information on credit, debit...
View ArticleGauging The Middle Class With Debit Card Fees
As I hear the news of Bank of America’s new $5 fee for debit card purchases, it got me thinking about the class hierarchy of credit and debit cards. Credit Cards: If you have a great credit score, pay...
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Credit Card Apr Rates, Dubious Credit Card Offers, and Loaning Money To Family
From the blog Consumerist, here are three recent posts that you may want to read. It is time to pay off that credit card debt as the average credit card APR is about 15%. If you have lower credit...
View ArticleTop Tips for Better Credit Management
If you’re a chronic spender like me, listen up. It turns out that taking out multiple lines of credit and racking up colossal mounds of debt isn’t good for your credit score, or your personal finances...
View ArticleFive Credit Pitfalls Moms (And Everyone Else) Should Avoid
This is a guest post from the site, CreditCardAssist.com. Five Most Common Credit Pitfalls for Moms Let’s all stop for a moment and acknowledge that moms just don’t get enough credit. Moms, you know...
View ArticleWhich Bank is Right for Your Business?
When you start a business one of the most important decisions you can make (outside of what you’re going to sell, etc) is where you will do your business banking. A lot of entrepreneurs choose to...
View ArticleCredit Card Debt – 5 Signs That Tell You It Is About To Implode
The year 2013 has set in quite some time and most consumers are still carrying over balances from the previous year as far as their credit cards are concerned. It’s a fact that credit card debt can be...
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How To Get A Credit Card With Bad Credit
This is a guest post from Angie Picardo who is a staff writer for NerdWallet. Her mission is to help consumers stay financially savvy, and save some money with the best checking accounts for bad...
View Article5 Tips For Buying a Car with Bad Credit
Do you have bad credit? Are you worried that you may not get a fair car deal just because of the poor credit? If your answer is yes, it’s important for you to know that it is very much possible to get...
View ArticleBetter Security: Chase To Replace All Debit Cards With Chip-Enabled Cards
The magnetic strip era is almost over. Chase is the first United States to replace all credit, debit and pre-paid cards with microchip-enabled cards which provide more security against fraud. I assume...
View ArticleReasons Why Your Credit Card Application Was Denied
From Simple Dollar Here are a few of the most common reasons credit card applications are denied: Insufficient work history or income: If your work history or income aren’t thoroughly documented, you...
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Small Businesses Are Not Ready For Chip and PIN Credit Cards
Via Consumerist… Did you know that Visa and MasterCard handed down a requirement that all merchants transition to the more secure chip-enabled credit card payment system by October 1st? I didn’t....
View ArticleCash Advances: Don’t Do If You Can Avoid It
Taking out a cash advance from your credit card is a better option than a payday loan — but not by much. It’s better to borrow money from a friend if you can. Cash advances are no bueno. Read about how...
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